Plan Your Financial Future
with India’s Trusted FD Calculator
Instantly calculate returns, compare FD rates across all major banks, and get expert tips for secure investments.
1,075,000+ users have already planned smarter savings!
FD Calculator
Interest Earned
₹7,000.00
Maturity Value
₹107,000.00
Why Use FDCalculator.online?
Fast & Accurate Calculations
Easily calculate FD returns with compound interest, tax integration, and precise rate adjustments for various tenures.
Multi-Bank Comparison
Compare rates from 30+ banks in a single table instantly with up-to-date interest rates across all tenure periods.
Privacy First
Your calculation data never leaves your browser — we prioritize security with no data storage and complete privacy.
Mobile Friendly
Full-featured calculator on all devices—no app needed with responsive design for smartphones, tablets, and desktops.
Visual Analysis
Beautiful charts for quick insight into your investment growth with clear visual breakdowns of principal vs. interest.
Our Complete FD Calculator Suite
Comprehensive financial tools to optimize your fixed deposit investments and maximize returns
💰 FD Maturity Calculator
Calculate your exact maturity amount with quarterly, monthly, or annual compounding options for any tenure. Get detailed breakdowns of interest earned over time.
📉 FD vs Inflation Calculator
See the true value of your FD investment after accounting for inflation. Understand how inflation erodes your returns and how to protect your savings against it.
💸 FD Tax Calculator
Determine your actual returns after income tax deductions based on your tax bracket. Get insights on TDS implications and strategies to minimize tax liability on interest income.
🪜 FD Laddering Tool
Create a strategic FD ladder to balance liquidity and maximize returns. Distribute investments across multiple tenures to optimize interest while maintaining access to funds when needed.
👵 Senior Citizen FD Calculator
Access higher interest rates available to senior citizens across all major banks. Compare special schemes and additional benefits offered to those above 60 years of age.
⚖️ FD vs RD Comparison Tool
Compare lump-sum fixed deposits with monthly recurring deposits to determine which offers better returns for your financial situation and investment goals.
⏱️ Premature Withdrawal Calculator
Understand the financial impact of breaking your FD before maturity. Calculate penalties, reduced interest rates, and final payout amounts across different banks.
🏦 Bank FD Rate Comparison
Find the highest FD interest rates across 50+ banks and financial institutions. Filter by tenure period, minimum deposit amount, and special schemes.
🔄 Interest Frequency Calculator
Analyze how different compounding frequencies (monthly, quarterly, yearly) affect your total returns. Optimize payout frequency based on your investment goals.
📆 Multi-year FD Planning Tool
Create a comprehensive FD investment plan spanning multiple years. Map investments to specific financial goals like education, home purchase, or retirement.
🔄 FD Premature Withdrawal Penalty Calculator
Calculate the penalty and reduced returns when withdrawing your Fixed Deposit before maturity. Plan your investments better by understanding the financial impact of early withdrawals.
Compare Latest FD Interest Rates
Instantly compare FD rates of top Indian banks and NBFCs.
| Bank | Interest Rate (%) | Special Rates | Details |
|---|---|---|---|
| SBI | 6.60% | Senior Citizen: 7.1% | View |
| ICICI Bank | 7.30% | Senior Citizen: 7.55% | View |
| HDFC Bank | 7.25% | Senior Citizen: 7.75% | View |
| PNB | 6.90% | Special Tenure: 7.0% | View |
| Axis Bank | 7.00% | Senior Citizen: 7.75% | View |
| Kotak Bank | 6.75% | Special: 7.0% | View |
| IDFC FIRST | 7.75% | Senior Citizen: 8.25% | View |
| Canara Bank | 7.40% | — | View |